One of the biggest headaches with credit cards is identity theft. Every year tons of consumers complain to credit card companies about fraudulent charges on their credit cards. Many times the issuer moves slow on the problem causing the consumer to have to take it a step higher to the federal government. In order to...

Although credit cards can be a great convenience to have, there are some things most companies do that are a downright headache for consumers.  A prime example is billing disputes.  If after looking over your bill, you decide that you want to dispute a transaction, there can be a lot of back and forth with...

When you need cash fast, there’s always the option of using your credit card cash advance allowance. It’s a pretty easy thing to use, but it can cost a pretty penny too. It’s actually one of the costliest ways to borrow money. There are tons of fees involved that don’t apply with a simple ATM...

There are times when there is no option between paper or plastic. Your only choice is paper and in this case we mean cash. When you’re in a situation when you need to use cash, and don’t’ have any you may be tempted to use your credit card for cash back. What is a cash...

Many credit cards offer great cash back reward options. The key is in knowing how to use it. Here are ways to optimize your cash back perks. #1 – Be strategic with purchases. Find out which card in your wallet offers the best cash back option for certain items, and then use it for that....

Groceries are a necessity that can become costly. Depending on how large your family is, you can spend hundreds of dollars on groceries every month easily. Studies report that a family of four pays an average of $375 per month on groceries. With a ticket that steep, you want to use all the perks you...

When you’re ready to make a purchase at a retailer, you normally have three options for payment– cash, debit or credit. If you’re using a card, then most likely you’re using either a debit card or credit card. There are different costs associated with using each. When using a credit card, you don’t have to...

If you’re looking for a card that offers great rewards, then take a look at the Citi Double Cash Card – 18 Month BT Offer. This card is mainly reserved for people with good credit, so if your credit is shaky you may want to build it up first before applying. This card offers an...

If you’re looking for a credit card that offers low fees, Discover it – 18 Month Balance Transfer Offer Card may be the right choice for you. With a $0 annual fee and an introductory APR of 0% on purchases for 6 months, this card is a great choice for when you need to make...

Looking for a low interest credit card? You’re not alone. If you can get approved for a low interest credit card, you aren’t haggled with high interest every time you use your card. Low interest credit cards are great for large purchases that you want to be able to pay back gradually over time. There...