Privacy Policy

Introduction

Wallet Monkey Guide and our affiliated companies deliver content to you via our Website and email. Beyond content delivery, we operate a marketing and data business. In this role, we gather information about individual consumers, which we collect, share with partners, and sell. This information helps advertisers reach their intended audiences through online advertising, mobile apps, email campaigns, telephone marketing, and other promotional channels. We also provide cross-context behavioral advertising services that track activity across different sites and apps.

This privacy policy tells you about the personal information we gather when you use Wallet Monkey Guide—both what we collect directly and what you give us—and how we collect, use, keep, and share it. For more about our website itself, check out our terms of service.

We ask that you carefully read through this policy to gain a clear understanding of our policies and practices related to your personal information. If you’re uncomfortable with our policies and practices, please avoid using our website or subscribing to our email list. Your access to or use of this website, or your interaction with our other services, signifies agreement with this privacy policy.

Scope and Third-Party Sites:

This Privacy Policy only governs the collection, processing and storing of personal information supplied to this website; it does not govern the collection, processing or storing of personal information by any third party. This Privacy Policy does not govern and is not applicable to any third party or any website that may be linked from Wallet Monkey Guide, or from our newsletters. We encourage you to review the privacy policies of any websites you access through links from Wallet Monkey Guide.

Personal Information We Collect And How:

We collect information through this website that you voluntarily provide, including your name, email address, phone number, mailing address, and any information submitted through an inquiry form. We may supplement the information you provide with additional data obtained from third parties, including affiliates, marketing or advertising partners, data brokers, and other third-party data providers. Certain third parties are entities that have obtained your personal information from their own services. We also automatically collect additional information using cookies and other tracking technologies to perform analytics on our website and to facilitate advertising. See below for more information.

Types of Personal Data:

“Personal information” (hereinafter “data,” “information,” or “personal information”) includes any type of data or information created, collected, received, stored, or transmitted in the performance of the Company’s business, regardless of format, that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a specific consumer or household.

You will be asked to submit personal information when you subscribe to Wallet Monkey Guide. This includes your name, date of birth, street address, e-mail address and phone number. We collect other information via cookies and similar technologies such as IP address, imprecise geolocation (inferred from your IP address), device ID, date/time stamp, browsing behavior and click-through activity. We may also obtain information that is relevant for advertising purposes from data brokers or publicly available databases , like demographic information, interests, past locations (e.g. visits to certain stores or websites), or purchase history. We may collect certain limited categories of sensitive personal information, including race/ethnicity or location data. We only collect data that is relevant to potential marketing campaigns. See “Your Privacy Rights” below to see how to exercise your rights with regard to our use of your personal information.
“In particular, we have collected the following categories of personal information within the last twelve (12) months:

1. Identifiers, such as real names, aliases, unique personal identifiers, online identifiers, email addresses, account names, or other similar identifiers;
2. Personal information categories listed in California Customer Records Statute (Cal. Civ. Code. § 1798.80(e)), which includes any information that identifies, relates to, describes, or is capable of being associated with a particular individual but is not publicly available to the general public from federal, state, or local government records;
3. Protected classification characteristics under California or federal law, such as race, gender, or age;
4. Internet or other similar network activity, such as information about what websites you have visited or how you have interacted with an internet website application or advertisement;
5. Commercial Information, such as purchases you have made in the past;
6. Professional or Employment-Related Information, such as your current job or job history;
7. Imprecise geolocation data, such as your approximate location based on your IP address;
8. Inferences drawn from other personal information.

We sell and share this information with third parties and affiliated companies for marketing and advertising purposes. You have the right to opt out of the sale or sharing of your personal information at any time by visiting here or calling 855-929-4037.

Sensitive Data and Privacy Protections

Sensitive Personal Information—such as data concerning race or ethnicity, religion, precise location, LGBTQ+ status, health information, financial account data, or citizenship—is not directly collected by us. Nonetheless, information about your online activity may be collected automatically through technologies like cookies, which could indirectly indicate interest in sensitive subject matter or association with a sensitive group. For example, accessing content related to specific ethnic groups or health topics may imply such interests. These inferences are not made by us directly, but may be made by our affiliated companies or other third parties that receive personal information. If applicable laws require consent for such processing, our affiliates will not generate sensitive inferences. We do not collect or use personal information about children under 16.

Uses of Personal Information

We may use the information we collect in the following ways:

1. 1. To send you our newsletter, if you request it.
   2. To send you content or marketing messages about products and services, either by email or other means of communication.
   3. To carry out legal obligations, enforce our legal rights, or protect the rights of vital interests of any person.
   4. To notify you about changes to our website or services.
   5. Third parties may receive information from us which they use to market their products and/or services. This may constitute cross context behavioral advertising.

If you do not want us to share your Personal Information with third parties for marketing purposes related to their products and/or services, you may opt-out here.

• To estimate our audience size and usage patterns, store information about your preferences to customize our Website or newsletter to your interests, and recognize you when you return to our Website.
• In any other way that we describe when you provide your information to us; or for any other purpose with your additional consent provided at that time.

When We Share Personal Information

We may share (or in some limited cases sell) personal information with our affiliated companies and with third parties to be used for marketing purposes, including cross context behavioral advertising. We share personal information with companies who perform services for us, including advertising, analytics, advertising fraud detection, information security, web hosting, or similar services. We contract with recipients of our data to ensure that they use appropriate data security measures and comply with applicable laws. We also share personal information as required by law (e.g., pursuant to a warrant, subpoena or court order), or to protect health or safety.

In certain circumstances, we may provide personal information to law enforcement officials, regulators, judicial authorities, or other governmental or third-party entities to meet legal requirements, respond to lawful requests, safeguard the rights or safety of individuals, or enforce our agreements, including those related to billing or collections. Additionally, personal information may be transferred as part of a business transaction, such as a sale, merger, bankruptcy, or reorganization, where such information is included among the assets conveyed.

Where you provide consent, we may disclose personal information to third parties for purposes identified at the point of collection or otherwise described in this policy.

Personalized Advertising, Analytics, and Data Sharing

We share personal information collected at and through this website with other companies who may show you advertisements on this or other sites, and for related analysis and reporting purposes. These companies (some of whom may be classified as data brokers) use cookies, pixels, and related technologies to collect information from your browser about certain websites you visit and the advertisements displayed to you or that you click on. We (or they) may combine this with personal information from other sources (including data brokers) and share it with third parties for marketing and advertising purposes (this is also known as “cross-context behavioral advertising” under California law). We (and some of the third parties described in this section) collect your IP address, date and time of your visit to the website and your actions here, your Internet Service Provider (ISP), and the browser type and version you use to visit. This information may be combined with personal information from other sources as described above and used to display advertisements from us or from others through email, apps, websites, social media, direct mail, connected TV, or by other channels. We also use personal information to understand how users interact with this site and the advertising we display in order to understand and improve the user experience.

Cookies and Similar Technologies

We use cookies, pixels, and related technologies to operate this site, to improve your user experience, to provide personalized content and advertisements, and to monitor marketing campaigns or engagement with relationship communications. Cookies are small data files that our server adds to your browser, which are used to recognize you when you visit certain websites. We use cookies for several purposes: for operation of the website, for analytics and tracking, and for advertising purposes. You can customize cookie settings in your browser settings to limit some or all cookies. You can also delete (clear) the cookies on your browser at any time. Note that if you use a “do not track” setting, this may result in an “opt-out cookie” being set on your browser to block other cookies or data collection.

In particular, we use the following tools for automated data collection:

• Browser cookies, which are small files placed on the hard drive of your computer. You can refuse cookies by adjusting your browser settings, though doing so may make it harder to access certain parts of our website.
• Flash Cookies, which are local stored objects that assess and store how you navigate on your website, and your preferences for your website experiences. Flash settings can be managed as described on Adobe’s Flash cookies page.
• Web Beacons / Tags / Pixels which are parts of our website, newsletter, and affiliated sites that use small electronic files known as clear gifs, single-pixel gifs, or web beacons to assess the popularity of our content, count visitors to a page, tell us how many people have read an email, assess the integrity of our systems and servicers, or otherwise give us statistics on our website and newsletters.

Do Not Track Signals and Global Privacy Control

Global Privacy Control (“GPC”) signals and other universal opt-out preference signals are recognized by us as valid requests to opt out of the sale or sharing of your personal information. When detected, we will automatically opt you out without requiring additional steps from you. Tracking every site you visit on the internet is not our intent. As noted above, you may block or delete cookies using your browser’s cookie settings. If you choose to opt out or activate a “Do Not Track” signal, including GPC, an opt-out cookie will be set on your browser to restrict certain cookie-based data collection. Removing that cookie or changing your GPC settings may cause automated collection to restart.”

Your Personal Information Rights

You may exercise your privacy rights by using the web form here, or by calling 855-929-4037. You may exercise the following privacy rights to: (1) know how we collect and use personal information (which is the purpose of this Privacy Policy), (2) opt out of us selling or sharing your personal information with third parties, (3) obtain a copy of the personal information we have collected about you, (4) request that we delete your personal information, and (5) make other requests relating to your personal information–we may not be able to accept all requests, but you can always delete your data. If you still have questions or concerns after making your request, please use the email provided below. You may also have the right to appeal to state or federal governmental privacy authorities if we are unable to resolve your issue.

If you would like to log complaints, please see below for contact information:

For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.

For security reasons, we cannot respond to requests unless we can reasonably verify the requester’s identity or authority. A request must contain sufficient information to confirm who is making the request and enough detail for us to understand and respond to it. Requests may be submitted without creating an account, and information provided will be used exclusively for verification and request processing. We respond to verifiable requests within 45 days of the date we receive them. If an extension is necessary, we will notify you in writing within the initial 45-day period, identifying the reason and the duration of the extension, which shall not exceed 45 additional days.

If a request is denied in accordance with legal requirements and you would like to appeal, or if you have additional privacy-related inquiries, you may contact us using the information below. Depending on your jurisdiction, you may also have the right to raise concerns with a local privacy authority. Exercising your data rights will not result in discrimination.

Personal Information Relating to Children

This website is for use only by individuals aged 16 and older. We do not knowingly collect personal information from children under the age of 16. We will remove any personal information relating to an individual 15 or younger if we become aware that it has been submitted to us.

Protecting Personal Information

Our information security program includes technical, organizational, and physical security measures to protect personal information from exposure or harm. We have policies and procedures, employee training, and automated monitoring. We also audit our practices regularly to ensure consistency and adapt to evolving risks.

Retention of Personal Information

We store personal information for as long as necessary to provide our services, meet our legal obligations, and address any disputes or enforcement matters. Once information is no longer needed for these purposes, we take steps to delete or de-identify it.

Changes To This Privacy Policy

We reserve the right to change or update this Privacy Policy at any time and without advance notice. The updated policy will be applicable from the “effective date.” You should occasionally review this Policy to stay updated on how we may collect, use, and share personal information.

U.S. Data Storage

Our site and service are located in the United States, and is intended for use only by users in the United States. When you visit our website, you acknowledge and agree that your personal information will be processed in the United States, subject to the laws of the United States.

Email Us

For any questions or concerns, please contact us at contact@wallmonkgo.com or 996 Maine Ave SW #332, Washington, DC 20024.