Many credit cards offer great cash back reward options. The key is in knowing how to use it. Here are ways to optimize your cash back perks. #1 – Be strategic with purchases. Find out which card in your wallet offers the best cash back option for certain items, and then use it for that....
Groceries are a necessity that can become costly. Depending on how large your family is, you can spend hundreds of dollars on groceries every month easily. Studies report that a family of four pays an average of $375 per month on groceries. With a ticket that steep, you want to use all the perks you...
When you’re ready to make a purchase at a retailer, you normally have three options for payment– cash, debit or credit. If you’re using a card, then most likely you’re using either a debit card or credit card. There are different costs associated with using each. When using a credit card, you don’t have to...
If you’re looking for a card that offers great rewards, then take a look at the Citi Double Cash Card – 18 Month BT Offer. This card is mainly reserved for people with good credit, so if your credit is shaky you may want to build it up first before applying. This card offers an...
If you’re looking for a credit card that offers low fees, Discover it – 18 Month Balance Transfer Offer Card may be the right choice for you. With a $0 annual fee and an introductory APR of 0% on purchases for 6 months, this card is a great choice for when you need to make...
Looking for a low interest credit card? You’re not alone. If you can get approved for a low interest credit card, you aren’t haggled with high interest every time you use your card. Low interest credit cards are great for large purchases that you want to be able to pay back gradually over time. There...
As a credit customer, it’s easy to feel like your credit card company is a dictatorship. Whatever they say goes and you’re lucky you’ve even been allowed to use “their” credit. The truth is, most credit card companies aren’t operated that way at all. As the customer, they actually want to keep you satisfied. You’ll...
Depending on how you’ve treated your credit in the past, it may be scary to check your score. Regardless whether it’s good, bad or downright ugly, knowing is always better than not knowing. Knowing what your credit score is will help you to do the following: Find any possible mistakes or errors. Believe it or...
If you are a recent college grad trying to get on your feet, it’s important to keep your credit in mind. This is actually a great time in your life to start building good credit history. It’s understandable if you’re leery about taking out more debt, but if done strategically you will be able to...
Now that your college career is over and your ‘real’ career is beginning, you’re going to start feeling the pressures of adulthood. While you may be reluctant to take on anymore debt, this is the right time to start building credit. Don’t worry… you can do this in a small, manageable way without racking up...
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