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It can be frustrating when a credit card company closes or cancels your account without you being aware of it. You usually don’t know about it until you’re in the middle of trying to make a purchase. Why would a credit card company do this? There are two main reasons: #1 – They may do...

In parts 1 through 4 of Various Reasons Your Credit Card May Get Declined, we covered reasons a credit card may be declined. Reasons we covered included: You are making an international purchase. You did something that triggered fraud protection. You keyed in the wrong information. You reached your credit limit. Your credit report took...

There’s a good chance you’ve either experienced or seen someone experience a declined credit card. It’s nothing short of embarrassing, but the best thing to do is be prepared so that it practically never happens. Here are situations that may cause your credit card to decline: It’s expired: This happens more often than not. A...

In Part 2 of Various Reasons Your Credit Card May Get Declined, we covered 2 overlooked reasons your credit card may be declined such as reaching your credit limit and keying in incorrect information. In part 3, we cover 2 other reasons your credit card may be declined: Missed payments. If you’ve fallen behind on...

Most of us have either experienced or witnessed the moment when a credit card was declined. It can be an irritating thing to happen. Here are two reasons your credit card may get declined: You’ve reached your credit limit. This can happen to anyone. While out shopping, you may not realize that you’ve reached your...

Have you or anyone you know ever had your credit card declined? It always happens at the most inopportune times and is the fastest way to turn a fun time out into an embarrassing disaster. Most times we aren’t aware of why it happens. Here are some common reasons your credit card may be declined:...

One of the biggest headaches with credit cards is identity theft. Every year tons of consumers complain to credit card companies about fraudulent charges on their credit cards. Many times the issuer moves slow on the problem causing the consumer to have to take it a step higher to the federal government. In order to...

Although credit cards can be a great convenience to have, there are some things most companies do that are a downright headache for consumers.  A prime example is billing disputes.  If after looking over your bill, you decide that you want to dispute a transaction, there can be a lot of back and forth with...

When you need cash fast, there’s always the option of using your credit card cash advance allowance. It’s a pretty easy thing to use, but it can cost a pretty penny too. It’s actually one of the costliest ways to borrow money. There are tons of fees involved that don’t apply with a simple ATM...

There are times when there is no option between paper or plastic. Your only choice is paper and in this case we mean cash. When you’re in a situation when you need to use cash, and don’t’ have any you may be tempted to use your credit card for cash back. What is a cash...