Credit cards can be useful financial tools when used properly, but users can also get into financial trouble easily if they misuse them. Check out these tips to follow to ensure you’re being smart about your credit card use and avoiding costly mistakes. Image via Unsplash/Joshua Rawson-Harris Continue to original source.
If you subscribe to the “out of sight, out of mind” view of your credit score, you’re not alone. However, you could be setting yourself up for financial trouble down the road. Ignoring this all-important indicator of your financial wellness can negatively impact you in many ways. Read on for five specific reasons you should...
If you’re looking to be free from your debts sooner rather than later, there are tactics you can use to pay your loans off faster. Although they work for any type of loan, they’re particularly useful in gaining freedom from your personal loans. Read on to learn how to speed up your loan payment timeline....
Do you subscribe to an “out of sight, out of mind” view of your credit score? If so, you could be setting yourself up for financial trouble down the road. Ignoring this all-important indicator of your financial health can negatively impact you in many ways. Read on for five specific reasons you should never ignore...
Using a credit card responsibly can be a great way to establish a positive credit history. Starting to think about your credit while in college will pay off down the road when you want to make a major purchase like a home, so check out these credit cards that are perfect for college students. Image...
Personal loans are a type of unsecured credit that is generally very flexible. In fact, you can use them for a multitude of reasons, both planned and unplanned. Click through to learn six common reasons people opt to use personal loans for their expenses. Image via Unsplash/@jinyun Continue to original source.
A low credit score can hold you back from accomplishing your goals. Luckily, you may be able to raise you score by 100 points or more by following these seven tips. The best part is these changes can make a positive impact on your score quickly. Read on to learn more. Image via Unsplash/J. Kelly...
When you need cash fast, an easily available option is the short-term, high-interest loan. Also known as a payday loan, this option also offers a solution to consumers regardless of credit. However, these loans often come with dangerous terms like sky-high interest rates. You should use caution before accepting loans with these types of terms....
There are many financial dangers when it comes to using credit cards – and specifically acquiring credit card debt – but it can actually be good to have a credit card. When you’re smart about how you use this financial tool, it can be advantageous to your life and finances. Check out four smart ways...
Missing loan payments can affect your credit in many ways. Here is the process of how late payments work: Late payments are reported on day 30, 60, 90, 120, 150, and 180, which are negative marks on your credit score. At this point, the account is charged off. A charge-off is another new negative mark...
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