Your favorite stores offer credit cards, national companies offer enticing perks and credit cards can be used just about anywhere these days. So, how many should you really have in your name? While there’s no magic number, here are a few things to consider before you add another card to your wallet. Image via Unsplash/Markus...
If you’re like most people, you probably don’t think about your credit score every day. However, it can impact your life in significant ways. That’s why it’s crucial to keep your score as high as possible. If you’re currently struggling with your credit, here’s how to raise your score in just one month’s time. Image...
For many people, financial terms tend to be confusing. This is certainly the case with personal loan terminology, which is why it’s helpful to have a glossary to refer to when trying to decipher loan documents. Click below for a comprehensive resource to help you better understand your personal loan – even the fine print....
Do you carefully examine your credit card statement each month? If you don’t, you could be missing sneaky charges. When you make purchases online, many companies include fees or service charges that aren’t clearly listed in the pricing information – and which could be costing you hundreds of dollars per year. Read on to learn...
Are you planning to take out a loan to cover an upcoming expense? If so, there are a few things you need to know beforehand. Top of mind should be to understand all the terms of your loan, too, as they represent a contract between you and your lender. Read on to learn everything you...
At times, your credit score can seem like a fickle number, changing frequently and seemingly without warning. To best understand yours, it’s important to know what can damage it. Read on to learn about more than a dozen actions that could lead to poor credit, so you can make smart financial decisions and maintain healthy...
Short-term loans, often called “payday loans”, are typically advertised as perfect for those with bad credit, who may not qualify for personal loans from traditional lenders like banks or credit unions. However, payday loans are dangerous for a variety of reasons. Borrowers should take caution before using this option. Image via Unsplash/Ehud Neuhaus Continue to...
Payday loans are a popular way to get cash fast, but they are notorious for their high interest rates and tendency to plunge consumers into a never-ending cycle of debt. They are a solution of last resort and personal finance experts warn against them strongly. However, are there instances when they make sense? Read on...
Your favorite stores offer credit cards, national companies offer enticing perks and credit cards can be used just about anywhere. So, how many should you really have? While there’s no magic number, here are a few things to consider before you add another card to your wallet. Image via Unsplash/Two Paddles Axe and Leatherwork Continue...
A low credit score can hold you back from accomplishing your goals. Luckily, you may be able to raise you score by 100 points or more by following these seven tips. The best part is these changes can make a positive impact on your score quickly. Read on to learn more. Image via Unsplash/Brooke Cagle...
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