Loans

Time to refinance your car…or maybe it isn’t? Check out our three reasons it’s time to refinance your car below: 1. Your credit score has improved – When you first bought your car you had no credit history or you had some eye opening issues on your credit report, but now everything is looking good....

Life insurance is important to have because it protects your loved ones from financial burden in the event of your death. But, you may be wondering how much life insurance you need. Frankly, insurance can get expensive, so you don’t want to be paying for more than you need. The best way to figure out...

Good drivers, rejoice: It’s likely easier for you to find a cheaper auto insurance premium! Insurance companies want to work with good drivers and promote safety on the road, so it only makes sense that they’ll want to partner with people don’t have any marks on their driving records. These are the different types of...

If your big day is coming up, you might be considering wedding insurance. After all, weddings are incredibly expensive and it would be a shame to have something out of your control mess with and potentially ruin what should be the happiest day of your life. Wedding insurance will protect you from losses that can...

Many consumers prefer to use a paid service to monitor their credit. There could be few reasons for that decision, such as an effort to increase a low credit score, or to get a signal if someone else applies for an account in their name. Credit monitoring will also show inquiries related to applications for...

There can be times when paying bills on time seems impossible, and times when it truly is. In order to keep things from getting even worse it is important to contact your lenders and explain your situation. They will be able to give you advice about how to move forward and hopefully offer a payment...

Before taking on a loan and the huge financial commitment, ask yourself why you need that money. Often times people take personal loans to pay off their credit card, write a check for college, or to invest in a business. There are many more reasons which are legitimate, but if you want the money to...

Buying a house in today’s market can be tricky because the requirements went up and many struggle with getting approved. If you are over paying rent and are ready to become a homeowner, there are few ways you can accomplish this. If you cannot show a 680 or higher credit score and come up with...

When getting a car, setting up the right budget is very important and it should be an important factor in the decision making process. According to experts, it is suggested that your monthly new-car payment should not exceed 15 percent of your monthly take-home pay, or 10 percent if you are planning to lease. In...

When looking for a personal loan, your credit is an important factor. If you know that you will need a loan in the future, start early to invest in your credit score. DO your best to improve it because you will be able to save a lot of money by having a lower interest rate....