Loans

If you want to improve your personal finances, there are a few easy things you can do, such as making a budget and prioritizing where your money goes. But to seriously do so, you need to do the following: Not acquire more debt than you can manage. Pay off bills on time, otherwise you’ll hurt...

For people that are looking to get a personal loan even though their credit score isn’t “excellent,” there’s still hope. Nerd Wallet rated the following the best options for “good” credit score holders: LightStream Marcus by Goldman Sachs Payoff SoFi Best Egg LendingClub Discover Personal Loan

By keeping a strong credit score and making sure your driving record stays as clean as possible, you will be on your way to a lower auto insurance rate. You can also do things like changing around your billing schedule so that it isn’t monthly installments or by increasing your deductible so your monthly premiums...

If you’re going to take out student loans to help you pay for college, you’ll likely be deciding between private or federal loans. Here’s what you’ll need to know about federal loans. They can often have lower interest rates than private loans. They’re issued by the Department of Education and have multiple options. You don’t...

If you have teen drivers on your auto insurance policy plan, then you can get discounts if they’re good students. That’s right—not only do those good grades help with getting into a good college, but you can also get benefits from insurance. You just need to show your insurance policy the credit cards and you’ll...

When you want to get a home mortgage loan, make sure that you have a high enough credit score so that you can get easily and quickly approved. You also want to make sure that while you keep your budget in mind, you also come with as little debt as possible so it doesn’t end...

The $2 trillion stimulus package will put a pause to all federal student loan payments and won’t allow for interest to accrue during that time period. Many people are dealing with job loss and income loss as the coronavirus spreads across the country and only non-essential businesses are able to stay open. Image via Monkey...

Even if you have low credit, you can still secure a car loan. Here’s how! Save for the payments and down payment. Budget for monthly car payments. Get someone to cosign. Look into all options. Get dealer financing. Image via The Outline.

If you’re trying to determine whether or not life insurance is for you, here is a look at whether or not it makes sense. You want to think of it as coverage for your family rather than coverage for yourself. Because in the end, the money will go to your beneficiaries after you die. Image...

Permanent life insurance means any type of life insurance that does not expire, meaning that it will last the entirety of your lifetime. There are whole life and universal permanent life insurance policies. Whole life means coverage for your entire lifetime. Universal life means that there is a savings benefit tied to the policy. Image...