Credit Scores

There are plenty of ways to build your credit score: #1 – Get a secured credit card Getting a secured credit card is a simple way to start building your credit history. This card can help prove to lenders you can be responsible without a lender having to take much risk. #2 – Get a...

Millions of people with low credit scores may be seeing an increase really soon. Some serious tax liens and civil judgments will soon disappear from millions of credit reports. According to the Consumer Data Industry Association, tax liens and civil judgments will soon disappear from a lot of people’s credit reports. As a result, FICO...

Borrowers who need to build their credit profile can always turn to a tried and true method – the old-fashioned store credit card. Everyone won’t get approved for a store card, but the barrier to entry is very low. It won’t be hard to get approved. However, don’t expect lower interest rates. Because they are...

Bad credit is a ghost that haunts you. It follows you wherever you go. Not only will it affect your ability to get a car loan, but it will also affect your ability to get a car lease too. You will either have to pay a larger down payment, a higher interest rate or you...

If it was difficult for you to get a car with your bad credit, it may be hard for you to lease a car too. Although leasing a car is cheaper than buying, companies may still make it hard to lease if you have less than perfect credit. Your credit score will determine the lease...

If you’re a victim of credit card fraud, contact the three credit bureaus and place a fraud alert. You can even request that your credit be frozen entirely. The next step is to file a police report because this is an illegal activity. Next, contact the creditor and tell them what has happened and that...

With identity theft running rampant, it’s important to be on your toes when it comes to your credit. You need to be aware of what lines of credit are being opened in your name, including credit cards. Finding out if and when a person has opened a line of credit in your name can be...

With identity theft running rampant, it’s important to be on your toes when it comes to your credit. You need to be aware of what lines of credit are being opened in your name, including credit cards. Finding out if and when a person has opened a line of credit in your name can be...

11/30/16 You can never tell the day or time when someone will steal your identity. ID theft is on the rise, which is why credit monitoring companies are in growing demand. In part 1 of Top Credit Monitoring companies, three credit monitoring companies were listed including Identity Guard, Lifelock and Identity Force. In part 2,...

11/30/16 You can never tell the day or time when someone will steal your identity. ID theft is on the rise, which is why credit monitoring companies are in growing demand. In part 1 of Top Credit Monitoring companies, three credit monitoring companies were listed including Identity Guard, Lifelock and Identity Force. In part 2,...