Every now and then, you may run across a mistake on your credit report. If you’re suspicious of an error on your credit report, it’s important to take action. The first step is to pull your credit report. You can easily get one for free at annualcreditreport.com. Next, go through everything to see what’s accurate...
In part 1 and part 2 of Making The Most Of Your Retail Credit Card, We covered the importance of not using your card for financing. We also covered when the most ideal time is to sign up for a card. In part 3, we cover the added benefits stores may offer exclusively to its...
In part 1 of Making The Most Of Your Retail Credit Card, we discussed the benefits of signing up for store credit cards when you’re making a big purchase. In part 2, we share why you shouldn’t use your store credit card to finance purchases. You don’t want to finance purchases on your retail card...
When you’re at the checkout line at your favorite store, it may be hard to resist the store credit card offer. At first they may seem wonderful with all of the savings they promise, but there are cons to having one that every shopper should look out for. The good news is if you plan...
Thinking of traveling during the winter holidays? Summer is the perfect time to sign up for a new travel credit card. Signing up months in advance is a great way to soak up bonus benefits including points for flight travel. Planning ahead at least five months gives you time to receive the card, and use...
When you run into a financial bind, payday loans are a quick way to get money in as little as 24 hours. These types of loans don’t require good credit or collateral. They are however; much more expensive than traditional which could be a major pitfall. Experts highly recommend that people stay away from them...
In Part 1 of What Everyone Should Know About Payday Loans, we covered the fact that payday loans aren’t cheap and that they will ensure they get paid first. In Part 2, we will cover other secrets you should be aware of. State licensed lenders are normally safer: Before taking out a payday loan, you...
Payday loans are quick and easy loans that don’t require a credit check or collateral. In many cases, they will deposit the money into your account within 24 hours. This can feel like a sweet deal to someone who is in a financial bind. But, there are things everyone should be aware of when it...
When an emergency comes up, payday loans are quick and easy loans that can cover you fast. They don’t require a credit check or collateral and in many cases, they will deposit money into your account within 24 hours. What’s the drawback? You have to be comfortable giving them direct access to your account and...
Have you ever wondered what a direct payday loan lender is? These lenders are the companies who actually make the payday loans. Direct Payday Loan Lenders generally…. Market the loan. This means they find people who want to get the loan and qualify for it. Underwrite it. Decide whether they want to give the person...
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