If your credit is in good condition, you can enjoy many benefits such as… Low interest rates Low down payments And, favorable credit terms. Depending on how good your score is you can potentially save a lot of money. But, when you’re ready for the best deal on a mortgage or auto loan, you have...
When selecting an installment loan, you have to make sure that the company that you use is reputable. There are many reputable companies out there. Here’s how to choose a top lender… #1 – Shop around and compare at least three loans before choosing a lender. #2 – Consider factors such as origination fees, APRs...
One major misconception that’s floating around is that installment loans are only for those with bad credit. This isn’t true at all. Installment loans are personal loans and anyone can apply. The bad rap comes from many payday loan companies who have tacked on “installment” to their products. The truth about installment loans is you’re...
With online lending growing in popularity, it’s hard to believe that brick and mortar banking is still a primary option. For many people, getting a loan from someone in person is a more preferred solution. There’s something appealing about the interaction, plus you have a chance to get to actually see and speak with the...
Many consumers are enjoying the ease and anonymity of using online lenders. The application process is flexible and you can be approved in minutes right from the comfort of your own home. Though the convenience is a huge plus, borrowers should still be aware of who they are entering into debt with. In part 1,...
When looking for a loan, many consumers are finding it much easier to use an online lender. One of the biggest reasons they are so popular is because of their easy and flexible applying process. Frankly, you can get approved for an installment loan in a matter of minutes right from the comfort of your...
Payday loans have become a crutch for many people. At the onset, they are quick and easy when you’re strapped for cash. However, over time they can end up costing the borrower tons of money in additional fees. Some people have described them as a financial form of slavery. That is why the Consumer Financial...
In part 1 and part 2 of The Non-Credit-Card Way Of Rebuilding Your Credit Score, we shared ways you can start to rebuild your credit report without using a credit card. They included: opening a bank account, getting a small loan, reporting your rent and adding a household bill to your name. Here are other...
When you’re trying to rebuild your credit, there are multiple ways of doing it without relying on a credit card. In part 1, we discussed reporting your rent, and placing household bills in your name. In part 2 we cover three other ways to increase favorability on your credit report. Open a bank account. Although...
If you’re on a mission to rebuild your credit, you can do so without relying on credit cards. Here are a few ways that you can start implementing right away: Report your rent. The 3 big bureaus Transunion, Equifax, and Experian now accept rent payments on your credit report. You will need to use a...
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