Cash back credit cards are a great tool to use. If you’re going to be using your credit card anyway, you might as well enjoy the perks of getting rewards for using it. Cash back credit cards allow you to use your cash for whatever you want to use it for. Here are some of...
Credit union credit cards are a smart way to get low interest rates. Other perks credit unions offer include: rewards back programs, and fraud protection. Here’s a list of some credit unions with enticing credit cards: State Department Federal Credit Union. They offer a Visa Platinum Card and the annual fee is $0. One big...
Believe it or not, not all debt is bad debt. There are actually some good reasons to take out debt. In some cases, the longer you wait, the more it can actually hurt you. Here are 3 reasons to take out a loan right away. Moving costs too expensive. If you’re getting ready to move,...
A personal loan can be a powerful tool for helping you get control of your finances, when used responsibly. What you use your personal loan for is completely up to you. There are some reasons you shouldn’t use personal loans, but there’s one in particular that is huge. According to many experts, you should never...
As holiday season approaches, you’re going to want to spend money on gifts for people that you love and care about. You may also want to take a much needed vacation. There is an option out there that many institutions offer called holiday loans. In order to get the best deals on holiday loans, there...
Now that the holidays are only a few weeks away, we can expect to be bombarded by sales ads and big pushes to make purchases. We want to buy things for family and friends in our lives, possibly even travel out of town too. But, if you don’t have enough money saved you could consider...
In part 1 of Lending Options On The Market, we covered the different kinds of loans including, bank loans and peer to peer loans. In part 2, we’ll dive into the other lending options and what to expect from each of them. Crowdfunded Loan – This kind of loan doesn’t have many stipulations. There’s no...
There are several types of personal loan options available on the market. Here’s an inside peek at what they look like and the differences in how they are handled. Peer to Peer Loan – These loans typically require a minimum loan amount of $1,000 with a maximum of $40,000. The terms of these loans can...
For years, borrowers have been known to pull out loans when they are in need of quick cash. Reasons can range from vacations and new baby to weddings and debt payment consolidation. Whatever the reason may be, loans are an okay option if you’re responsible enough to pay it back on time. Two mistakes a...
If you have something planned for the future that will require a substantial amount of money, getting a personal loan is a reasonable option. If you want to make yourself as attractive as possible to the lender, it’s important to be on top of your own affairs. Here are three very important things to consider…...
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