Using credit cards for cash advances can come in handy when you need cash fast, but don’t want to go through the hassle of a costly payday loan. The interest rates and advance fees from cash advances are both lower than those of payday loans. But, not all credit cards are created equal. Here is...

Over the years, people have used credit cards for all sorts of purchases both big and small. There are several perks that come along with it including, special rewards points. You can also enjoy a higher credit score if you keep up with your payments on time. But, there are some items you should not...

Over the years, people have used credit cards for all sorts of purchases both big and small. There are several perks that come along with it including, special rewards points. You can also enjoy a higher credit score if you keep up with your payments on time. But, there are some items you should not...

If you’ve ever thought of using your credit card for a down payment of any kind, think again. It’s not a great idea to use a credit card for a down payment on items such as cars, or large appliances. You are only adding more debt on top of the price of the already expensive...

If you’ve ever thought of using your credit card for a down payment of any kind, think again. It’s not a great idea to use a credit card for a down payment on items such as cars, or large appliances. You are only adding more debt on top of the price of the already expensive...

Often times, the more purchases you make with your credit card, the better the rewards are. But, that doesn’t mean all purchases should be done with your credit card. For example, utility bills.  Many utility companies will allow you to link your card to your account so you can make payments easily and automatically. It...

Often times, the more purchases you make with your credit card, the better the rewards are. But, that doesn’t mean all purchases should be done with your credit card. For example, utility bills.  Many utility companies will allow you to link your card to your account so you can make payments easily and automatically. It...

Using a credit card is highly convenient. You can use it for just about anything ranging from emergencies to credit building. But, there are some things you should steer clear from with   credit cards, such as mortgage payments. When you’re low on money one month it may be tempting to use your credit card to...

Using a credit card is highly convenient. You can use it for just about anything ranging from emergencies to credit building. But, there are some things you should steer clear from with   credit cards, such as mortgage payments. When you’re low on money one month it may be tempting to use your credit card to...

Did you know that there are much smarter ways to use the cash back rewards from your credit cards? Instead of taking that money to spend on something else, you can have your cash back working for you. One of those ways is by investing it. Overtime, if you invest the money you receive from...