When people get credit cards, some may be under the impression that the Visa or MasterCard logo on the front represents the company responsible or the card. That’s not true. Visa and MasterCard are only the companies who process the payments for the card companies. These cards facilitate electronic funds transfers throughout the world by...

When choosing a credit card, there are some things you should consider. For instance, having just a few general-purpose cards will suit most people’s needs. Some of those general-purpose cards may include store credit cards. Here are some things you should consider before signing up for a store credit card: •Go with who you know:...

Credit card companies flood college students with credit offers. It may not be a great idea to act on them, but if you do you should be equipped with the best information out there so you don’t make the same mistakes others have made. The biggest mistake people make with credit cards is that they...

Getting a credit card for the first time is exciting. A company has essentially trusted you with a certain amount of money and if things go right the two of you can have a long a mutually beneficial relationship. But, as a new borrower there are some terms you should probably be aware of, so...

If you’re new to credit cards, it’s important to become familiar with certain credit card terms. Doing so will help you understand how credit works, so that you don’t fall into any debt traps. Credit Score: A credit score is like a school grade. It tells lenders if you’re an excellent borrower, fair borrower or...

Before you get your first credit card it’s important to become familiar with certain credit card terms. Educating yourself on these terms will help you understand how credit works. That way you can prevent mistakes from ever happening – such as a mountain of debt. Take a look at these important credit card terms below:...

Some consumers who dispute charges on their credit cards are having a hard time getting those disputes resolved. Seventeen percent of those complaints in February 2017 were about billing disputes with their credit card company. The dispute stems from what many consumers describe as “confusing guidance” from their credit card company after they contacted the...

To get the most value out of a rewards credit card, you have to know how to earn points or miles in the best ways possible. A great place to start is with airline and hotel cards. Most people are familiar with how those programs work, and there aren’t a lot of cards to compare....

If it’s been a while since you’ve examined credit card offers, now is a great time to scan the market. The number of rewards cards has boomed over the years and many of the rewards being offered can be very lucrative. From traveling cheaply and receiving perks, to getting straight up cash back, the offers...

Make a credit mistake — like relying on it when you have cash-flow problems will cost you big time in the long run. But, there is one mistake that will cost you even bigger that you should try to avoid at all costs – carrying a balance. Carrying a credit card balance is very expensive,...