Time to refinance your car…or maybe it isn’t? Check out our three reasons it’s time to refinance your car below: 1. Your credit score has improved – When you first bought your car you had no credit history or you had some eye opening issues on your credit report, but now everything is looking good....
Life insurance is important to have because it protects your loved ones from financial burden in the event of your death. But, you may be wondering how much life insurance you need. Frankly, insurance can get expensive, so you don’t want to be paying for more than you need. The best way to figure out...
If you’ve been in a car accident, you might be wondering how it could affect your credit score. Car accidents can cost up to $44 billion in medical care and lost work, but that doesn’t include property damage, injuries, and other more permanent side effects. While car accidents don’t directly affect your credit score since...
If you’re considering making a big purchase, you might be thinking of putting it on your credit card. But is this the best move for you financially? It’s easy to keep up with small purchases that you can easily pay off, but the large purchases are the ones that add up after a while and...
Good drivers, rejoice: It’s likely easier for you to find a cheaper auto insurance premium! Insurance companies want to work with good drivers and promote safety on the road, so it only makes sense that they’ll want to partner with people don’t have any marks on their driving records. These are the different types of...
Have you ever looked at your credit card and wondered what the interest rates were and what they meant for your card and debt? When you’re signing up for a new credit card, you don’t want to overlook the APR information, especially if you plan to have a balance on your card. APR stands for...
If your big day is coming up, you might be considering wedding insurance. After all, weddings are incredibly expensive and it would be a shame to have something out of your control mess with and potentially ruin what should be the happiest day of your life. Wedding insurance will protect you from losses that can...
If you’re an avid traveler and often find yourself staying in Hyatt hotels, then you’ll want the consider the World of Hyatt Credit Card. There are lots of great rewards that come with this card, such as: Bonus: You get a 50,000 bonus for signing up (25,000 points after spending $3,000 in three months and...
Barry Paperno, a consumer credit expert, says that you likely have dozens, if not hundreds, of credit scores that are calculated by applying a mathematical algorithm to the information in one of your three credit reports. He explains that the factors that make your scores go up or down in different scoring models are usually...
Many consumers prefer to use a paid service to monitor their credit. There could be few reasons for that decision, such as an effort to increase a low credit score, or to get a signal if someone else applies for an account in their name. Credit monitoring will also show inquiries related to applications for...
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