If you have teen drivers on your auto insurance policy plan, then you can get discounts if they’re good students. That’s right—not only do those good grades help with getting into a good college, but you can also get benefits from insurance. You just need to show your insurance policy the credit cards and you’ll...

When you want to get a home mortgage loan, make sure that you have a high enough credit score so that you can get easily and quickly approved. You also want to make sure that while you keep your budget in mind, you also come with as little debt as possible so it doesn’t end...

The $2 trillion stimulus package will put a pause to all federal student loan payments and won’t allow for interest to accrue during that time period. Many people are dealing with job loss and income loss as the coronavirus spreads across the country and only non-essential businesses are able to stay open. Image via Monkey...

Even if you have low credit, you can still secure a car loan. Here’s how! Save for the payments and down payment. Budget for monthly car payments. Get someone to cosign. Look into all options. Get dealer financing. Image via The Outline.

If you’re trying to determine whether or not life insurance is for you, here is a look at whether or not it makes sense. You want to think of it as coverage for your family rather than coverage for yourself. Because in the end, the money will go to your beneficiaries after you die. Image...

Permanent life insurance means any type of life insurance that does not expire, meaning that it will last the entirety of your lifetime. There are whole life and universal permanent life insurance policies. Whole life means coverage for your entire lifetime. Universal life means that there is a savings benefit tied to the policy. Image...

Term life insurance is a type of life insurance coverage that ensures that you are only covered for a certain amount of time. Once the period expires, you’ll need to either find a new coverage of will have to extend your coverage. Image via Hernando Today.

Refinancing your student loans can leave you will less interest rates, which will help you pay off your loans faster and leave you ultimately with less debt. If you’re eligible, find different companies and compare their rates and terms. Then submit an application and wait to see if you’re approved. Image via Simple.

For recent grads who have taken out student loans through lenders like Stafford Loans, PLUS Loans, or Federal Perkins Loans, there’s a light at the end of the tunnel. You can consolidate your loans into one larger payment, which will then spread out over the loan’s entire lifespan, with a set number for interest rates....