It used to be the only way for a collection item to disappear from your credit report was to wait seven years from the date it was first reported. But, now you can do a little bit more. If you want an item removed from your credit report, you can contact the collection agency and...
Do you want to protect your property without breaking the bank? Then, these are some affordable home security systems for you: Ring Alarm Ring Alarm is as cheap as a security system can be, but it still entails some impressive features such as affordable equipment and low-priced monitoring. Unfortunately, it doesn’t have Google Home integration....
Wells Fargo announced on Monday that it has put a cap on the amount of money it will loan to subprime borrowers. As reported by CNBC, according to execs, the San Francisco-based banking giant “is limiting the dollar volume of its subprime auto originations to 10 percent of its overall auto loan originations.” Last year,...
As driverless cars continue to become more and more of a reality, experts suggest that we could eventually see auto insurance rates begin to drop. A recent study by RAND Corp. found that the increased safety benefits from self-driving cars – which promise to come with a reduced risk of accidents – are likely to...
When you’re in credit card debt, you may be searching for a way to get out of it fast. The option of a payday loan might come to mind. The purpose of a payday lender is to offer a solution for short term emergencies. They aren’t meant to be a long-term fix for credit card...
If you’re swimming in a sea of credit card debt, you may feel desperate to get out of it by any means necessary. You’re going to get tons of ideas on how to escape. But, not all of them are going to be the best idea. One common way people try to get out of...
Some expenses cost more for people with bad credit. The sad news is, most don’t even realize it. Having bad credit can negatively impact: • The cost of your utility deposits • Your options for cellphone service • The price of your car insurance • Your ability to rent an apartment The reason why these...
Do you ever wonder what people with good credit do that’s so different from everyone else? Important financial habits that contribute to a good credit score, includes paying your bills on time, and spending money responsibly. It’s also a part of building and maintaining your credit score. Here are a few habits of people with...
If you’re looking to get a credit card, but are being told you need a co-signer, there are other options. One of the best being, you can become an authorized user on someone else’s existing account. You will have all the same benefits as having your own card, but the primary person on the account...
This might seem counterintuitive, but here’s why it’s true. Lenders look for evidence that you pay your debts, so establishing a long, positive credit history will actually contribute to higher credit scores over time. The older a credit card account is, the more positively it will affect your credit score – so long as your...
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