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Those in the military get housing benefits, but four more states just got military-friendly loans: Georgia, Florida, North Carolina, and Pennsylvania. The Georgia Dream program provides assistance to first-time buyers, those that haven’t owned a house in three or more years, and those who live in designated areas. The Florida Housing Finance Corporation gives a Florida...

Alaskan utility customers may soon find a pleasant surprise in the form of loans. For energy efficient upgrades and adding renewable energy systems, they will be paid back through their monthly bills. Known as “on-bill financing,” this is already done throughout the country. Gov. Bill Walker signed a bill into law to suspend service to...

No one wants to deal with taking out a mortgage loan and having it denied. Recently the Urban Institute calculated real denial rates to determine which mortgage loans are denied most often. Government-backed loans get denied less than conventional loans. Forbes reported that “conventional loan applications are denied almost 50% of the time, versus just over...

For those who built a home rather than bought an existing one, you might notice that traditional mortgages aren’t applied. Instead, you’ll likely have to get a construction loan. But what is a construction loan, you may be wondering? They’re high-interest, short-term loans that cover the costs of building or rehabilitating a home. They’re based...

There are three requirements of what makes up public service loan forgiveness for student loans. According to CNBC, it’s the following. They have to federal direct loans. Employers must be government level organizations, a 501(c)(3) not-for-profit, or another type of nonprofit that provides public services. You will have had to make 120 on-time payments. Continue to...

Let’s start with this…it’s the LAW! Most states require drivers to carry some type of car insurance to prove that you can pay for potential accident expenses. Even if your state does not require you have to car insurance, here are some other reasons why you should: 1. It’s risky – Accident costs are expensive,...

Time to refinance your car…or maybe it isn’t? Check out our three reasons it’s time to refinance your car below: 1. Your credit score has improved – When you first bought your car you had no credit history or you had some eye opening issues on your credit report, but now everything is looking good....

Life insurance is important to have because it protects your loved ones from financial burden in the event of your death. But, you may be wondering how much life insurance you need. Frankly, insurance can get expensive, so you don’t want to be paying for more than you need. The best way to figure out...