The Citi Simplicity card is a great card for beginners and seasoned cardholders alike. One of the best perks of the Citi Simplicity card is that you’re able to transfer over a balance from another card and will be able to get 0% APR for a full year. This is great for those who are...
If you’re trying to determine whether or not life insurance is for you, here is a look at whether or not it makes sense. You want to think of it as coverage for your family rather than coverage for yourself. Because in the end, the money will go to your beneficiaries after you die. Image...
Permanent life insurance means any type of life insurance that does not expire, meaning that it will last the entirety of your lifetime. There are whole life and universal permanent life insurance policies. Whole life means coverage for your entire lifetime. Universal life means that there is a savings benefit tied to the policy. Image...
Term life insurance is a type of life insurance coverage that ensures that you are only covered for a certain amount of time. Once the period expires, you’ll need to either find a new coverage of will have to extend your coverage. Image via Hernando Today.
Refinancing your student loans can leave you will less interest rates, which will help you pay off your loans faster and leave you ultimately with less debt. If you’re eligible, find different companies and compare their rates and terms. Then submit an application and wait to see if you’re approved. Image via Simple.
For recent grads who have taken out student loans through lenders like Stafford Loans, PLUS Loans, or Federal Perkins Loans, there’s a light at the end of the tunnel. You can consolidate your loans into one larger payment, which will then spread out over the loan’s entire lifespan, with a set number for interest rates....
When you struggle with bad credit, you may find it hard to get approved for just about anything. The good news is, if you want a credit card, there are some companies out there that will still approve you. Most are secured, meaning you will have to pay a deposit. Here are 3 credit cards you should...
Those with little to no credit history or between 500 and 600 on their FICO score may see an increase in loan opportunities. UltraFICO, a new type of credit score system, will help consumers establish a credit score based on their banking and savings habits rather than credit cards, loans and debts. It’s meant to...
Planning on popping the question? Well there are certain ways that your credit score might play a factor in that decision. Spray out payments if it’s not possible to make the purchase in one fell swoop. Use the credit card rewards to plan a honeymoon. Another great perk of rewards is finding cards that have...
Good drivers, rejoice: It’s likely easier for you to find a cheaper auto insurance premium! Insurance companies want to work with good drivers and promote safety on the road, so it only makes sense that they’ll want to partner with people don’t have any marks on their driving records. These are the different types of...
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