If you want to get a first credit card, you’ll want to make sure you keep in mind some tips for keeping your credit score low. You can do this by making sure you pay off your balance each month when possible and you don’t skip any monthly payments. Also, use your credit score to...
If you’re looking at a credit card bill, you’ll notice that there’s always a minimum payment recommended. That’s right. It’s not the amount that you need to pay–it’s just a recommendation of what you should at least pay (you can’t pay less than that amount, essentially). If you have the means to do so, pay...
By keeping a strong credit score and making sure your driving record stays as clean as possible, you will be on your way to a lower auto insurance rate. You can also do things like changing around your billing schedule so that it isn’t monthly installments or by increasing your deductible so your monthly premiums...
Some cardholders are noticing that their credit card companies are lowering their credit line, which could negatively affect their credit scores. This is due to the current coronavirus pandemic. As unemployment rates soar in the United States, card issuers want to make sure people can make their payments and won’t incur too much debt that...
If you’re going to take out student loans to help you pay for college, you’ll likely be deciding between private or federal loans. Here’s what you’ll need to know about federal loans. They can often have lower interest rates than private loans. They’re issued by the Department of Education and have multiple options. You don’t...
If you recently got your first credit card, here are some tips to keep in mind. Check your statements regularly. Track your payments so you don’t go into debt. Don’t hit your credit limit. Pay each bill in full every month if possible. Use your points.
If you have teen drivers on your auto insurance policy plan, then you can get discounts if they’re good students. That’s right—not only do those good grades help with getting into a good college, but you can also get benefits from insurance. You just need to show your insurance policy the credit cards and you’ll...
When you want to get a home mortgage loan, make sure that you have a high enough credit score so that you can get easily and quickly approved. You also want to make sure that while you keep your budget in mind, you also come with as little debt as possible so it doesn’t end...
The $2 trillion stimulus package will put a pause to all federal student loan payments and won’t allow for interest to accrue during that time period. Many people are dealing with job loss and income loss as the coronavirus spreads across the country and only non-essential businesses are able to stay open. Image via Monkey...
Even if you have low credit, you can still secure a car loan. Here’s how! Save for the payments and down payment. Budget for monthly car payments. Get someone to cosign. Look into all options. Get dealer financing. Image via The Outline.
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