For those who have been financially affected by the pandemic, there are luckily some options in place that can help you manage your finances. Here are some tips: Save and pay off debt if possible. Stick to a budget. See if you can apply to financial hardship for existing debt. Look into state and national...
As of July 27, Experian Boost users can include on-time Netflix payments to help boost their credit scores. Experian Boost allows you to have paid off bills go toward improving your credit score. Before Netflix was added, the list only included utility and phone bills. There are also plans for this to include other streaming...
When you’re trying to retire, you need to make sure you have a plan in place for your retirement. Here are some tips: Medicare isn’t cheap and it isn’t automatic. You’ll need to look at other policies. You might not be covered when traveling out of the country. If you move out of state you...
Right now, Covid-19 is wreaking havoc on many people’s lives, leading to a jobless rate of 14.7% and approximately 5.4 million people without health insurance. The options for better health insurance isn’t exactly cheap (COBRA, Medicare, Medicaid), which is unfortunate for those who are already suffering.
Small business owners are now in the unfortunate position of needing to reassess their businesses so they can survive the post-lockdown world. This will mean looking at everything from accounts payable to inventory to payroll to rent to see if it’s all still sustainable. And if not, it’ll mean making more sacrifices to survive. Luckily...
If you want to improve your personal finances, there are a few easy things you can do, such as making a budget and prioritizing where your money goes. But to seriously do so, you need to do the following: Not acquire more debt than you can manage. Pay off bills on time, otherwise you’ll hurt...
Small business owners at one point or another will find themselves in a place where they’ll need to run a credit check on a potential customer, even if it feels a bit uncozy. But it’s a relatively simple process. You just sign up for a free account through Experian as a small business owner and...
For those who need to improve their finances, there are a few things you can do to get your finances straightened out. Stick to a pre-set budget. Keep your will updated. Review your insurance coverage regularly. Pay off debt as quickly as possible. Put money into retirement and savings.
For people that are looking to get a personal loan even though their credit score isn’t “excellent,” there’s still hope. Nerd Wallet rated the following the best options for “good” credit score holders: LightStream Marcus by Goldman Sachs Payoff SoFi Best Egg LendingClub Discover Personal Loan
Each year, you’re allowed to do one hard credit report request to make sure your credit score is in a strong place. You can do that through the following steps: Visit: annualcreditreport.com Call: 1-877-322-8228 Mail a form to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281
By clicking submit, I authorize: (1) Wallet Monkey Guide to use my information in accordance with its Terms and Conditions and Privacy Policy, and (2) Wallet Monkey Guide to contact me by email with offers for goods and services at the email address provided.
