So, you’ve applied for a loan and found out you were DENIED. You probably feel bummed, but you may also be wondering what to do next. Before you get up in arms about the situation, see this as a great opportunity. Now you have a chance to investigate any issues that are likely lurking on...
If you’ve been thinking about getting a department store card, be careful. Although there are advantages to having them, there are disadvantages as well. In part one, we covered the high interest rates and limited use of store cards. Now, we’re going to cover a couple of more disadvantages that you should be aware of....
When you go into a store, it’s not uncommon to get an offer for their store card. In fact, they make big money off of this method. But, before you grab one there are some things you should be aware of. In part one of “Cons to Getting Department Store Credit Cards”, you’ll see some...
If you’ve ever gone into a department store before, more than likely you’ve been invited to apply for a credit card. Credit cards are very lucrative for retailers, which is why they offer them nearly every time you go. Here are some perks and pros to getting a store credit card: Zero Percent Financing: Some...
Building good credit when you’re just starting out doesn’t have to be a worry. All you need is a little patience along with some good strategies and before you know it, your credit history will be strong. So far in parts one and two, we covered the advantages of getting a cosigner, becoming an authorized...
In part one of “How to Build Credit When You’re Just Starting Out”, you could see how getting a cosigner or becoming an authorized user will help you to establish favorable credit history. In part two, you’ll see how techniques such as diversifying debt will help to really improve your credit report. #1 – Diversify...
If you’re new to the world of credit, then you probably know it isn’t easy to establish good credit. Getting lenders to trust you can be a challenge as they want proof that you’re trustworthy. It’s really a catch-22 because how can you prove that you’re trustworthy if you’ve never had a chance to show...
In Part 1 on how to be a successful credit card owner, we covered the importance of using credit cards like cash and making automatic payments. Now, let’s check out two more great ways to ensure that you are a successful credit card owner. These are not only just great tips; they are also obvious...
When people get credit cards, they usually have the best intentions in mind. They plan on being responsible and trustworthy, but a few small missteps can lead them on a downhill spiral. In order to help you be a successful credit card owner, here are two tips that you can follow that will decrease your...
Are you ready to own a credit card? Owning one requires great responsibility and if handled right it will provide you with awesome perks. So, no matter if this is your first time, or if you’re easing your foot back into the credit card waters you’ll be glad to enjoy perks such as: Cash-back rewards...
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