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Many consumers are enjoying the ease and anonymity of using online lenders. The application process is flexible and you can be approved in minutes right from the comfort of your own home. Though the convenience is a huge plus, borrowers should still be aware of who they are entering into debt with.  In part 1,...

When looking for a loan, many consumers are finding it much easier to use an online lender. One of the biggest reasons they are so popular is because of their easy and flexible applying process. Frankly, you can get approved for an installment loan in a matter of minutes right from the comfort of your...

Payday loans have become a crutch for many people. At the onset, they are quick and easy when you’re strapped for cash. However, over time they can end up costing the borrower tons of money in additional fees. Some people have described them as a financial form of slavery. That is why the Consumer Financial...

In part 1 and part 2 of The Non-Credit-Card Way Of Rebuilding Your Credit Score, we shared ways you can start to rebuild your credit report without using a credit card. They included: opening a bank account, getting a small loan, reporting your rent and adding a household bill to your name. Here are other...

When you’re trying to rebuild your credit, there are multiple ways of doing it without relying on a credit card. In part 1, we discussed reporting your rent, and placing household bills in your name. In part 2 we cover three other ways to increase favorability on your credit report. Open a bank account. Although...

If you’re on a mission to rebuild your credit, you can do so without relying on credit cards. Here are a few ways that you can start implementing right away: Report your rent. The 3 big bureaus Transunion, Equifax, and Experian now accept rent payments on your credit report. You will need to use a...

Have you ever seen something incorrect on your credit report that was hard to get resolved? For many years, consumers have struggled to correct erroneous information on their credit report because of all the red tape put into place by the credit reporting bureaus. But, there is good news. New policies have been put into...

In part 1 and part 2 of Workarounds to Renting When You Have Bad Credit we discussed solutions you can use to ease a landlord’s concerns about your bad credit. Here are 2 more fixes to your bad credit when trying to find a place to rent. Find a no-credit check rental. Although many landlords...

Bad credit can affect your life in many ways. Not only will it prevent you from buying a home, it can also stand in the way of you finding a place to rent as well. In part 1 of this series, we covered 2 ways you can try to ease a landlord’s concern of you...

We all know that bad credit can have an effect on buying a home. But, what many people don’t know is that it can also have an effect on renting. Some landlords frown upon bad credit scores and deem it as a means of denying you the ability to rent. It doesn’t mean you are...

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