As holiday season approaches, you’re going to want to spend money on gifts for people that you love and care about. You may also want to take a much needed vacation. There is an option out there that many institutions offer called holiday loans. In order to get the best deals on holiday loans, there...
Now that the holidays are only a few weeks away, we can expect to be bombarded by sales ads and big pushes to make purchases. We want to buy things for family and friends in our lives, possibly even travel out of town too. But, if you don’t have enough money saved you could consider...
In part 1 of Lending Options On The Market, we covered the different kinds of loans including, bank loans and peer to peer loans. In part 2, we’ll dive into the other lending options and what to expect from each of them. Crowdfunded Loan – This kind of loan doesn’t have many stipulations. There’s no...
There are several types of personal loan options available on the market. Here’s an inside peek at what they look like and the differences in how they are handled. Peer to Peer Loan – These loans typically require a minimum loan amount of $1,000 with a maximum of $40,000. The terms of these loans can...
For years, borrowers have been known to pull out loans when they are in need of quick cash. Reasons can range from vacations and new baby to weddings and debt payment consolidation. Whatever the reason may be, loans are an okay option if you’re responsible enough to pay it back on time. Two mistakes a...
If you have something planned for the future that will require a substantial amount of money, getting a personal loan is a reasonable option. If you want to make yourself as attractive as possible to the lender, it’s important to be on top of your own affairs. Here are three very important things to consider…...
Personal loans can be a pretty good solution to help handle short term cash needs due to their fixed interest rates. Not only are the rates lower than credit cards, but they are also lower than other lending solutions. In order to get the best rate possible that you can easily manage, here’s a tip…...
There are two kinds of credit inquiries: hard inquiries and soft inquiries. Hard inquiries can hit your credit report “hard” causing you to lose points on your credit score. These types of inquiries can come from applying for a loan, applying for a credit card or applying for a mortgage. While hard inquiries are necessary...
In part 1 of How To Identify Soft Inquiries On Your Credit Report, we covered factors that can take a soft hit at your credit report. These included, checking your own credit score, getting pre-approved credit card offers and going through background checks. Each time you try to apply for credit that’s considered an inquiry....
Credit is an interesting paradox. Your score is comprised of so many factors, not just your pay back history. For instance, each time you try to apply for credit that’s considered an inquiry. Inquiries allow lenders to see when and where you’ve searched for credit in the past. There are two main kinds of inquiries:...
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