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For many of us, the holiday season usually equates to good food and plenty of shopping. But, if your budget is tight you may be tempted to take the holiday deals retail stores have to offer. There are certain store cards you should steer clear from this holiday season, so you aren’t stuck with a...

With the holidays right around the corner, most consumers are looking for ways to make all their desired holiday purchases. For some that means borrowing money, taking out loans or signing up for new credit cards. While none of these are favorable options, store credit cards are a particularly bad option for the holidays. Reports...

With the holidays right around the corner, most consumers are looking for ways to make all their desired holiday purchases. For some that means borrowing money, taking out loans or signing up for new credit cards. While none of these are favorable options, store credit cards are a particularly bad option for the holidays. Reports...

When an unexpected purchase rears its ugly head, you can take care of it with a cash advance from a credit card.  Here are two credit cards that have a great cash advance option: Visa Platinum Card from Mid-Illini Credit Union: A great cash advance credit card is the Visa Platinum Card from Mid-Illini Credit...

When an unexpected purchase rears its ugly head, you can take care of it with a cash advance from a credit card.  Here are two credit cards that have a great cash advance option: Visa Platinum Card from Mid-Illini Credit Union: A great cash advance credit card is the Visa Platinum Card from Mid-Illini Credit...

Using credit cards for cash advances can come in handy when you need cash fast, but don’t want to go through the hassle of a costly payday loan. The interest rates and advance fees from cash advances are both lower than those of payday loans. But, not all credit cards are created equal. Here is...

Using credit cards for cash advances can come in handy when you need cash fast, but don’t want to go through the hassle of a costly payday loan. The interest rates and advance fees from cash advances are both lower than those of payday loans. But, not all credit cards are created equal. Here is...

Over the years, people have used credit cards for all sorts of purchases both big and small. There are several perks that come along with it including, special rewards points. You can also enjoy a higher credit score if you keep up with your payments on time. But, there are some items you should not...

Over the years, people have used credit cards for all sorts of purchases both big and small. There are several perks that come along with it including, special rewards points. You can also enjoy a higher credit score if you keep up with your payments on time. But, there are some items you should not...

If you’ve ever thought of using your credit card for a down payment of any kind, think again. It’s not a great idea to use a credit card for a down payment on items such as cars, or large appliances. You are only adding more debt on top of the price of the already expensive...