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When you first get a credit card, there aren’t any instructions on how to best use it. For the most part, people are doing things they’ve seen others do. Some of those things are erroneous and should be corrected immediately. Use the following pointers to avoid credit card traps and protect yourself. – Don’t pay...

Every year thousands of people fall victim to credit card fraud. Before they know it, they look up and someone has made unauthorized purchases without their knowledge. Stay safe by knowing the common ways criminals end up with credit card information: – Phishing: Criminals make fake emails or phone calls to people claiming to represent...

Credit card fraud happens when someone uses your credit card information without your permission to make unauthorized purchases. Here are some common ways that criminals end up with credit card information: – Skimming: Skimming is when a person takes a picture of your credit card information. They may also use a hidden camera to watch...

If you’re looking for a credit card that will help you earn cash back, travel rewards and other perks with your everyday purchases,  take a look at these credit cards. These credit cards are really great offers with cash back points, airline miles and stays at hotels. Chase Freedom Unlimited: This credit card has a...

A cashback credit card reward program is an incentive program carried out by credit card companies. Cardholders receive a certain percentage based on how much they spend on everyday items like gas, and groceries. The best credit cards are the ones where there is a 0% introductory APR. Here are two cash back credit cards...

If you’re looking for a way to transfer all or part of your debt to another lender, then you may be interested in getting a balance transfer credit card. These kinds of credit cards are designed to help you get a handle on debt.  The best credit cards are ones that have a 0% APR...

If you are student, business owner, or if you just have some needs that need immediate attention, give We Give Loans a try. We Give Loans is a company that understands that there are different types of loans for different needs. That is why in addition to giving out payday loans, they also give out...

Unlike many states in the U.S., Nevada has relaxed policies when it comes to payday lending. Nevada is one of the few states that doesn’t regulate the amount of interest a lender can charge. There is also no maximum term for the loan either. While there are no state laws regulating lenders, lenders are not...

If you’re looking for a payday lender that’s fast and convenient with a good reputation, you may be interested  in going with Loan By Phone. This company allows you to apply for a loan either by phone or internet. Consumers have rated this company and for the most part, they were pleased. Some say they...

Loan By Phone is a pay day lender that allows you to apply for a loan either via phone or internet. Because all consumers are not comfortable with using the internet, they allow you to call them in order to go through an application. This company gives loans in as little as 24 hours once...

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