If you are considering getting a store credit card, don’t be tempted to sign up at the register just because you want to get a discount on your purchase. Take the time to check out the real benefits of the particular card and compare it to your existing credit card. There are stores that offer...
If you are trying to cut down on your credit card spendings, planning in advance will help you a ton. Some examples when timing matters are birthday gifts and birthday parties. When you plan for those ahead of time you can get good prices on what you need, go to the better priced stores or...
Shoppers report that going to the grocery store has a major affect on their wallet. In fact, if you go food shopping on an empty stomach, you may end up getting lots of items that are not necessary and spending more money that you planned. Do your best to meal plan for the week, or...
Searching for a home is a process that involves a great deal of aspects, such as insurance, cash, loans, mortgage, as well as research and a long list of our needs and wants. However, when a great deal comes your way, it is time to nail it down and make this house a home. Listen...
Buying a house in today’s market can be tricky because the requirements went up and many struggle with getting approved. If you are over paying rent and are ready to become a homeowner, there are few ways you can accomplish this. If you cannot show a 680 or higher credit score and come up with...
When going on a trip abroad, Visa and Mastercard are usially excepted worldwide. American Express is also a good choice, but they are a bit less popular. However, it is good to take few cards with you in case your card gets declined. Having a back up will help you feel confident and enjoy your...
If you have not been approved for a credit card, you should start with a secured credit card. You put down a cash deposit upfront, and that will be your credit limit. Use it like you would use a credit card, pay on time, on you will get your deposit in the end. This process...
When getting a car, setting up the right budget is very important and it should be an important factor in the decision making process. According to experts, it is suggested that your monthly new-car payment should not exceed 15 percent of your monthly take-home pay, or 10 percent if you are planning to lease. In...
When living with roommates there are often times things that are not clear about shopping and sharing. it is easy to share the utility bills but things get more complicated when it comes to items like food, bath products, cleaning supplies and more. it might be a good idea to have a conversation about it...
When life gets busy, finding time for food prep can be difficult. However, when coming to work without food you will find yourself ordering or buying it outside, and that will be more costly. If you are trying to save money, do your best to bring food to work with you, even if it means...
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