Do you ever wonder what people with good credit do that’s so different from everyone else? Important financial habits that contribute to a good credit score, includes paying your bills on time, and spending money responsibly. It’s also a part of building and maintaining your credit score.

Here are a few habits of people with good credit you can adopt that will help you improve and maintain a great score.

1. Regularly check your credit score and credit report
2. Have a system in place for paying bills on time
3. Maintain a budget and track expenses
4. Don’t use available credit often