If you are trying to cut down on your credit card spendings, planning in advance will help you a ton. Some examples when timing matters are birthday gifts and birthday parties. When you plan for those ahead of time you can get good prices on what you need, go to the better priced stores or websites, and buy what you like in the price that you choose. However, when waiting until the last minute, you may find yourself in the corner and pressed to buy anything you find regarding of price.

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