Bad credit is a ghost that haunts you. It follows you wherever you go. Not only will it affect your ability to get a car loan, but it will also affect your ability to get a car lease too. You will either have to pay a larger down payment, a higher interest rate or you may get denied altogether.  

An easy way to get around this is to go through a lease transfer company. These kinds of companies specialize in pairing people who want to get out of their lease with people who want to take it over. Two well-known companies are:

1 – SwapALease.com

2 – LeaseTrader.com

They will still require a credit check, however the terms aren’t as strict and you can avoid the hefty down payment you’d have pay if you went through an automaker.