Using credit cards for cash advances can come in handy when you need cash fast, but don’t want to go through the hassle of a costly payday loan. The interest rates and advance fees from cash advances are both lower than those of payday loans. But, not all credit cards are created equal. Here is a credit card that has a great cash advance option:

Visa Platinum Card from CapEd Federal Credit Union: This credit card has a $0 annual fee and you earn 1 point per $1 spent on purchases. Another major benefit of this card is that you receive up $250,000 in travel accident insurance.

If you want a great cash advance card, this card is the way to go.