Using a credit card is highly convenient. You can use it for just about anything ranging from emergencies to credit building. But, there are some things you should steer clear from with   credit cards, such as mortgage payments. When you’re low on money one month it may be tempting to use your credit card to help you get by on rent or mortgage, but that’s not a good idea.

Before you ever make the payment, you may be stopped in your tracks because some companies won’t allow you to use your credit card for those kinds of payments. But, even if you find a way to get around it, it’s not a good idea.

In fact, if you plan on paying off your credit card balance each month, this is a recipe for trouble. Not only are you paying interest on your mortgage, but now you will be paying interest on the credit card payment you used to make the purchase.

Also charging a large amount on your credit card will lower the amount of money you can use, which lowers your credit score. These are the primary reasons why charging your rent or mortgage payment on your credit card is a bad idea.