Credit union credit cards are a smart way to get low interest rates. Other perks credit unions offer include: rewards back programs, and fraud protection. Here’s a list of some credit unions with enticing credit cards:

• State Department Federal Credit Union. They offer a Visa Platinum Card and the annual fee is $0. One big drawback is that the ATM fee is $3.
• GTE Financial Credit Union. They offer Visa Platinum Cards with CU rewards. The annual fee is $25. Any points you accumulate will expire after 4 years.
• Air Force Credit Union. With them, you can get a Visa Platinum Card and the annual fee is $0. Cash advance fees are either $2 or 2% of the cash advance.
• Navy Federal Credit Union. They offer cash rewards credit cards and the annual fee is $0. Late payment fees can be up to $20.